t
Take Back Control of Your Timeshare
Ethical, attorney-created guidance for owners who feel pressured, misled, or trapped.
By Mirna A. Lucho, Esq.
Creator of the LUCHO Method™
------
L — Lay Everything Out
Gather your contract, fee history, statements, sales promises, emails, and usage records. This becomes your organized Exit File.
This step replaces confusion with clarity. When your documents are organized, your request looks credible and complete — the way developers prefer.
__________________________________________
U — Understand the Contract
Identify the clauses that matter: fees, limitations, rescission rights, perpetuity, successor liability, misrepresentation, and arbitration.
Understanding your contract strengthens your position. It shows you aren’t guessing — you are presenting a factual, clause-based request.
__________________________________________
C — Clarify Misrepresentation
Document the difference between what you were told and what you actually received. This contrast strengthens your credibility and shows developers that the issue is factual — not emotional.
__________________________________________
H — Hardship & Reality Check
Describe how rising fees, age, medical issues, or life circumstances make continued ownership unreasonable. Clear hardship explanations help developers understand the real impact on your life — and they play a major role in granting relief.
__________________________________________
O — Options & Strategy
Choose your exit path: voluntary surrender, deedback, hardship request, misrepresentation review, or regulator involvement. This step brings everything together, allowing you to present a clear, well-supported strategy that gives you the strongest chance of ending your ownership.
_________________________________________
What the LUCHO Method™ GPT Does
How the LUCHO Method™ GPT Helps You
The LUCHO Method™ GPT is a legal-informed guidance tool built to help timeshare owners get clarity, structure, and confidence without the confusion of exit companies.
Created by attorney Mirna A. Lucho, Esq., this GPT walks you step-by-step through the LUCHO Method™ — organizing your contract, identifying misrepresentations, documenting hardship, and outlining your strongest, ethical paths to relief.
Mirna A. Lucho, Esq. is a Florida-licensed attorney with more than a decade of experience in litigation, consumer rights, real estate law, and contract disputes. She is the creator of the LUCHO Method™, an ethical, evidence-driven framework designed to help consumers safely exit timeshares without falling victim to predatory exit companies.
Mirna began her legal career representing major financial institutions in high-volume litigation, where she gained extensive courtroom experience handling motion hearings, contested matters, non-jury trials, discovery, and case strategy. She later expanded her practice to represent homeowners, debtors, landlords, tenants, and consumers across a wide range of real estate and financial cases.
Through her work in foreclosure defense, bankruptcy, HOA/condo disputes, collections, and consumer-protection matters, Mirna witnessed firsthand how everyday people are misled, pressured, or overwhelmed by systems designed to disadvantage them. This insight inspired her commitment to making the law more accessible and empowering for consumers.
Today, Mirna applies her litigation background, contract knowledge, and consumer-protection experience to help individuals understand their rights, navigate complex agreements, and advocate for themselves with clarity and confidence. Her work centers on transparency, education, and restoring dignity to consumers who feel trapped by unfair or deceptive practices.
Her mission is simple: empower consumers with the truth, the tools, and the confidence to protect themselves — and their families — from predatory systems.